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State Employees’ Credit Union (SECU) offers a wide range of share and deposit accounts to meet members’ financial needs.
To become an SECUmember, a person eligible for membership must open a regular share (savings) account with a deposit of at least $25. To use SECU services, a member must keep at least $25 on deposit in a share account.
An SECU checking account earns dividends and has no minimum balance requirement. Checking accounts incur a $1 monthly maintenance fee that is automatically contributed to the SECU Foundation. Members may instead choose to have the $1 applied as a maintenance fee. For a list of fees and terms associated with the account, refer to the “SECU Checking Account Fees and Terms,” which is available online at www.ncsecu.org. Members may enroll in the Overdraft Transfer Service to authorize the Credit Union to transfer available funds from another account, credit card, or loan to their checking account to prevent items from being returned. There is a small fee per transfer. Members with a checking account are eligible to obtain a Visa® debit card, which can be used at any Visa merchant worldwide. Members can use their
checking account for automatic drafting services for payments, such as mortgage payments, utility bills, etc., and for SECU’s BillPay service, which allows them to pay
bills online from their checking account.